📞 +91 98765 43210📧 info@kmotors.in⏰ Mon–Sat 9AM–7PM
HomeNew BikesUsed BikesSell Your BikeLoan & FinanceContact
Home › Loan & Finance

Two-Wheeler Loan
Made Simple

Apply directly, no broker. CIBIL check in 2 minutes. Compare 5 lenders. Get approved same day.

EMI Calculator

Calculate Your Monthly EMI

Loan Details

₹20,000₹5,00,000
₹0₹1,00,000
6 months60 months
8%24%
Loan Amount
₹72,000
Monthly EMI
₹3,390
Total Payable
₹81,360
Apply for This Loan →

Live Lender Offers

SBI
Up to 85% funding · 60 mo · 0% processing
9.8% p.a.
Lowest Rate
HDFC Bank
Up to 95% funding · 48 mo · 1% processing
10.5% p.a.
ICICI Bank
Up to 90% funding · 36 mo · 0% processing
11.25% p.a.
Bajaj Finance
Up to 85% funding · 60 mo · 1.5% processing
11.99% p.a.
Axis Bank
Up to 80% funding · 48 mo · 1% processing
12.5% p.a.
📋 Documents Required:
Aadhaar · PAN · Last 3 months salary slip or ITR · 6-month bank statement · Address proof · Passport photo
Free CIBIL Check

Know Your Loan Eligibility

Free soft-enquiry — does NOT affect your credit score.

🔒 Soft enquiry only — your CIBIL score is NOT affected. Data is secured and never shared without your consent.
Finance Options

Six Ways to Finance Your Ride

⭐ MOST POPULAR
🏦

Bank Loan

Best for salaried individuals with a good CIBIL score. Competitive rates from HDFC, ICICI, SBI.

From 9.8% p.a.
  • Up to 95% of bike value
  • Tenure up to 60 months
  • No guarantor needed
  • Instant pre-approval
Apply Now
📋

NBFC Finance

Ideal for self-employed buyers or those with lower CIBIL scores. Faster approval process.

From 13% p.a.
  • CIBIL 600+ accepted
  • Self-employed friendly
  • Approval in 4 hours
Apply Now
💳

Credit Card EMI

Convert your bike purchase to EMI on your existing credit card. Instant, no income proof.

0–3% processing fee
  • All major cards accepted
  • 3, 6, 12, 24-month EMI
  • No documents needed
Shop Now
❤️

KM Easy Pay

KM Motors' own in-house financing for used bikes. Minimal paperwork, fast settlement.

From 15% p.a.
  • Used bikes only
  • Approval in 2 hours
  • Minimal documents
Apply Now
⚡

EV Subsidy Loan

Special scheme for electric 2-wheelers under FAME II. Government subsidy auto-applied.

From 7.5% p.a.
  • FAME II subsidy included
  • State subsidy stacked
  • Extra ₹15K–40K off
Apply Now
🤝

Exchange Deal

Trade in your old bike as down payment. Fair valuation instantly. Top-up loan available.

Zero exchange fee
  • Old bike valued instantly
  • Applied as down payment
  • RC transfer handled
Value My Bike
Apply Now

Submit Your Loan Application

Our loan advisor will call within 30 minutes

🔒 Soft enquiry only. Your CIBIL score is NOT affected at this stage.
✅ Application submitted! Our loan advisor will call you within 30 minutes with the best offers. Check your SMS for confirmation.